Welcome to LoveMyCreditUnion.org

Welcome to the LoveMyCreditUnion.org Blog!

LoveMyCreditUnion.org is the home base for a member discount program called Invest in America (IIA). IIA was created in 2008 to help credit union members save on the products and services they use most from trusted U.S. partners.

We began with the Credit Union Member Discount from GM and soon grew to include the Sprint Credit Union Member Discount as well as savings programs from Dell, TurboTax, Jackson Hewitt, DIRECTV, Allied Van Lines and the TruStage Auto & Home Insurance Program. Plus, we offer our own discount partners Shop America and the Credit Union Auto Club.

Our blog is to keep you give you insider info on the latest discounts and share other ways to help you save. We hope you enjoy our blog and saving with IIA at LoveMyCreditUnion.org!

Thursday, July 17, 2014

Keep Your Cool on the Road

With the dog days of summer upon us, beach breezes and air conditioning keep us cool. But what about your car? These hot days can take their toll on a vehicle and could leave you stranded on the road. Here are five tips to help your car keep its cool this summer.

  1. Air Conditioning – If your car’s air conditioning isn’t as cold as it used to be, it could mean its refrigerant level is low. Take it to a certified technician to check it out.
  2. Tires – Keeping your tires correctly inflated and rotated not only improves your fuel economy and makes your car easier to control, it can also save them from overheating or blowing out. Be sure to check your tire pressure periodically, just make sure you haven’t driven your car for a while before testing the pressure. Check your owner’s manual or the tire itself for the proper psi (pounds per square inch).
  3. Battery – Older batteries hate extreme temperatures. Extreme heat can even weaken your car’s battery and shorten its lifespan. Take your car in and get a charging system test before going on any long summer road trips.
  4. Coolant – Your car needs fresh coolant once in a while. Older coolant can deteriorate over time, becoming acidic. Don’t wait too long to flush your system with new coolant, the acid of older coolant can eat away at your hoses and seals and may cause engine damage.
  5. Maintenance – People need checkups to stay healthy – and so do cars. Be sure to have the oil changed frequently and have a periodic full mechanical inspection of your car at least once a year. 

Just follow these five tips and your summer road trips should go smoothly. Another way to make sure you’re not stranded on the road is with a Credit Union Auto Club membership. Credit Union Auto Club offers emergency roadside assistance, emergency towing up to 10 miles, emergency lockout assistance, flat tire repair, fuel delivery repair and much more – all at significant savings compared to competing auto plans. 

Tuesday, July 8, 2014

Five Easy Ways to Stay Secure this Summer

Whether your summer plans include a long weekend or a week’s vacation somewhere, you need to make sure your home and its belongings are safe and secure while you’re away. As a credit union member, you can save hundreds on a new home security system with the ADT Credit Union Member Plan. While this is the best way to keep your home secure, we have five other ways to stay safe while you’re away.

  1. Be Neighborly
    Being friendly with your neighbors not only gets you invited to a summer barbeque once in a while, but they’re the perfect group of people to keep an eye on your home when you go on vacation. Just give them a heads up that you’re heading out of town. And make sure to tell them if you have anyone coming in to feed the cats or water your plants, you don’t want them to alert the police about your cat sitter!
  2. Hide-a-Key
    Do you have one of those cute hide-a-key fake stones in your front yard or use the age-old “key under the doormat” trick to keep an extra key that you can grab in case of an emergency? You might want to think twice about how you hide that key. It’s a good precaution to have an extra key for when you get locked out, but make sure your hiding place is an original one. Try around the back of the house or even around your next door neighbor’s house (with their permission, of course!). Your doormat and those fake rocks are the first place a potential robber will look to get easy access to your home.
  3. Stop the Paper and Mail
    Nothing lets a would-be burglar know you’re gone like a pile of newspapers or an overflowing mailbox. Contact your newspaper’s circulation department to put a hold on your paper and let the post office know the dates you’re gone so they can hold your mail. If you forget to do either and you’re already relaxing by the beach, you can always reach out to one of those friendly neighbors or cat sitter to collect your mail and paper while you’re away.
  4. Stop Sharing
    We know, your family and friends love to see all of those photos of you having fun somewhere fabulous – just wait to post them until you get home. You never know who may see those photos, realize you’re on vacation and take the opportunity to break into your home.
  5. Think Sneaky
    We know you’re a good, law-abiding citizen. But before you hit the road or hop on that plane, stand outside your home and think like a burglar. Is there a way to climb up a tree or get a boost on a bush to easily break into your home? Can passersby look into your first floor windows and see that there’s no one home? Get those hedge trimmers out and close those blinds before you leave. There’s no reason to make it even easier for someone to break in. 

If you follow these five tips and take advantage of the savings you can get with the ADT Credit Union Member Plan, you can bring peace of mind along with you on your summer vacation.

Tuesday, June 17, 2014

Find Comfort in Your Commute

The daily commute. For some, it’s a quick jaunt to reach your destination, but for others it can be considered a “mega-commute.” The U.S. Census posted data revealing that the national average one-way commute is 25.5 minutes and approximately 8% of people commute an hour or longer each way. It’s also been found that 95% of American households own a vehicle and 85% of Americans get to work by automobile. Those numbers can contribute to congestion on the road. Transit time is bound to increase when other factors like construction, detours, road hazards or accidents are applied.

The daily commute is one reason why Americans are putting more thought into the vehicles they buy. Many spend a lot of time in their vehicle, so features like comfort, fuel efficiency and safety features are considered when deciding on a new vehicle.

The most important decision-making factor for consumers comes down to price. One of the questions to ask is “When is the best time to buy?” The average age of vehicles on the road today is approaching eleven years; the time for credit union members to buy is NOW! That’s because credit union members can take advantage of the Credit Union Member Discount from GM when in the market for a new vehicle. Substantial discounts are available only to eligible credit union members on their purchase of select GMC, Chevrolet or Buick model vehicles through this program.

Currently, members can take advantage of the Summer Purchase Bonus Cash incentive that can be put towards the purchase of select 2014 and 2015 GMC, Chevrolet and Buick models until 6/30/14. Whether you’re a “quick-commuter” or a “mega-commuter,” you can learn more about the Credit Union Discount from GM to help make your commute a lot more affordable, comfortable, safe and enjoyable!

To get additional information on the most recent incentives, discounts and promotions for the Credit Union Member Discount from GM, visit mygmdiscount.com

Friday, June 13, 2014

Making the Perfect Car Emergency Travel Kit

You never know where the road will take you–well, unless you have a GPS. You find comfort and trust in your vehicle and knowing that being a cautious driver is enough to keep you safe from the beginning to the end of your journey. No one can be fully prepared for the obstacles you may encounter–but you can sure try your best. Being prepared for accidents, weather-related obstacles or vehicle malfunctions will help keep you and your loved ones safe.

A great way to start is to create your own emergency travel kit. You can purchase various sized kits at multiple retail locations or online, but sometimes it’s better to make your own. Sometimes, it’s even more affordable as you may have some of the items already on hand.

Not everything in your emergency travel kit needs to come from a store. One of the first and most important things to remember to include in your kit is a membership to a comprehensive auto club, such as the Credit Union Auto Club. Just by being a member of a credit union, you get access to exclusive discounts with an affordable membership that could cost hundreds more each year somewhere else.

Memberships like those with Credit Union Auto Club include benefits that will help when you need it most while on the road. This includes:

·         Roadside Benefits–Services, assistance and reimbursements to help you in just about any situation while you are en route.
·         Travel Benefits–Emergency travel coverage for room and board or mapping services to get you where you need to go.
·         Legal Benefits–Reimbursement coverage for attorney fees for traffic court or legal fees associated with auto damages or injury.

Next, make a list of all the items you may need if you were stranded. Make sure everything can fit in a tote or bag that can be easily stored somewhere in your vehicle. Your needs may vary on your environment or climate, but here are some items you may want to include:

  • Emergency signaling equipment (flares, reflectors, light sticks, whistle, etc.)
  • First aid kit (including medications)
  • Flashlight (with extra batteries)
  • Tools or equipment (rope, small shovel, utility knife, etc.)
  • Blankets, ponchos, hand warmers, gloves
  • Jumper cables
  • Flat tire filler or a spare tire
  • Water and snacks (granola bars, nuts or crackers)
  • Baby supplies or games and/or books for children
  • Maps
  • Extra cash

These are just a few ideas to get you started and useful things to have in your vehicle when the unexpected occurs. Being prepared is the first step to safety–so make sure you take that first step by visiting the Credit Union Auto Club today and find the protection plan that best suits you and your loved ones.

Friday, June 6, 2014

Summertime Safety Savings

It’s that time of year when people open windows to let the fresh air in or hit the road for a long awaited vacation. Despite the fun in the sun, some homeowners tend to forget about some potential dangers that can increase when temps are on the rise.

Studies have shown that crime rates increase during the summer months. That’s why it’s important for you and your family to take some extra precautions and increase awareness during this time of year. You don’t have to break the bank in order to keep everyone safe, either. We've compiled a few helpful and cost-efficient tips to deter intruders and safeguard your home.

Install a security system–Many think that installing a Security System is too expensive. A home security system can save you money on your homeowners insurance and can be quite affordable to install and maintain. If you’re a credit union member you can get a home system installed for $99 through ADT. They have monthly plans starting as low as $36.99 per month and you can get $425 in additional equipment by utilizing the ADT Credit Union Member Plan. Check out how affordable a little peace of mind can be by exploring the exclusive discounts you can take advantage of.

Security Signs or Decals–When companies like ADT install a Security System, they provide the homeowners with yard signs and window decals to make it known that the house is armed, acting as another deterrent to intrusion. 

Purchase additional locks–Closed and locked windows and doors can still be pried open with little effort. Additional locks can be purchased and installed to your doors and windows for a minimal price. 

Keep windows and sliding doors closed and locked–Some people leave doors and windows open at night and easily forget to close them when leaving the house, even for a brief period of time. When purchasing a home security system, additional equipment is included in your ADT Credit Union Member Plan that specifically safeguards windows and doors.

Install sufficient exterior lighting–Exterior lights are great deterrents for unwanted visitors and are fairly inexpensive. If you don’t want to leave a light on all night, motion lights are a good option that saves on energy, as well. 

Make it look like you’re home when you’re not–Headed out for the night or an extended period of time? Leave a few lights on or even the TV to make it look like you’re home. An intruder is less likely to attempt to enter your property if you appear to be home.

Get a dog–A dog might not be an ideal option for everyone, but they can discourage people from entering your property or serve as an alarm.

Put away valuables or equipment–Don’t leave your expensive lawn equipment out and accessible for someone to take. Leaving out valuable items can draw the attention of someone who may not have considered targeting your home to begin with.

Notify neighbors when going out of town–Inform neighbors when preparing to leave home. If they notice anything out of the ordinary or unfamiliar vehicles, you can instruct them to contact you or the police. ADT also has a great mobile feature that allows you to arm or disarm your Security System and send notifications to your smartphone, tablet or computer. Mobile accessibility can provide you with more control and peace of mind while you’re away from home.

Friday, May 30, 2014

Spring Savings with the Sprint Discount Program

Spring is in the air and Sprint is celebrating with these money-saving offers for credit union members:
  • As a credit union member you can get Free Unlimited Data buy up for a year when you switch to the Sprint Framily plan from another carrier.  Also included is the annual upgrade option valued at $20 per month per line.  Offer ends 7/10/14.  In addition, credit union members have activation fees waived.
  • Members get a $200 Visa® Prepaid Card with each eligible new line of service.  After activating, you can claim your reward by providing your information at sprint.com/promo/IL200V.  Offer ends 7/10/14.

Verify to Keep Saving 

Don't forget to validate Sprint Discount Program eligibility right after activating service by visiting sprint.com/verify from your mobile device or from the Web within 30 days of activation.  Complete this step to claim your benefits.

Visit LoveMyCreditUnion.org/Sprint to learn more about the Sprint Credit Union Member Discount!

Sprint Terms and Conditions.